Rules for using our website and engaging with NJ Associates
These Terms of Service (“Terms”) govern your access to and use of the website and online materials operated by NJ Associates (“we,” “us,” or “our”), an AMFI registered mutual fund distributor based in Maharashtra, India. By using our website, you agree to these Terms. If you do not agree, please do not use the site.
NJ Associates provides mutual fund distribution and related financial education and facilitation services in line with applicable regulations. We are not the issuer of mutual fund schemes; scheme details are provided by respective asset management companies (AMCs). Nothing on this website should be read as a promise of returns or as personalized investment, legal, or tax advice unless formally agreed in writing under a separate engagement.
You agree to use the website only for lawful purposes. You must not:
We may suspend or restrict access where we reasonably believe these Terms have been violated or where required by law or regulators.
Articles, calculators, illustrations, and estimates on this website are for general information and planning only. Mutual fund investments are subject to market risks. Calculator outputs depend on assumptions you enter and may not reflect actual future results. Always read scheme-related documents and consult qualified professionals before making investment decisions.
Text, graphics, logos, and layout on this website are owned by NJ Associates or used with permission. You may not copy, modify, or distribute site content for commercial purposes without our prior written consent, except for personal, non-commercial viewing or as allowed by law.
Our website may link to AMC websites, regulators, or other third parties. We do not control those sites and are not responsible for their content, privacy practices, or availability. Your use of third-party sites is at your own risk.
To the fullest extent permitted by applicable law, NJ Associates and its representatives shall not be liable for any indirect, incidental, special, or consequential losses arising from your use of the website or reliance on any information published here. Our total liability for any claim relating to the website shall not exceed the amount you paid us specifically for the service giving rise to the claim in the twelve months preceding the event, or INR 1,000, whichever is higher—except where liability cannot be limited by law.
You agree to indemnify and hold harmless NJ Associates from claims, damages, or expenses (including reasonable legal fees) arising from your breach of these Terms or misuse of the website, to the extent permitted by law.
These Terms are governed by the laws of India. Courts located in Maharashtra shall have exclusive jurisdiction over disputes arising from these Terms or your use of the website, subject to any mandatory provisions of law.
We may update these Terms from time to time. The “Last updated” date at the top will change when we do. Continued use of the website after changes constitutes acceptance of the revised Terms. We encourage you to review this page periodically.
For questions about these Terms, contact us at njassociates89@gmail.com or via the details on our Contact page.
Reach out for questions about our services or these terms.